
Traditionally, you can solely redeem Capital One miles at a fixed value. However in 2018, Capital One added switch companions as an extra redemption choice for a few of its playing cards. Capital One has since added new switch companions at largely a 1:1 switch ratio.
Capital One at the moment has greater than 15 airline and lodge switch companions. On this information, we’ll talk about easy methods to earn Capital One miles after which stroll via every Capital One switch companion so you possibly can determine which of them to study extra about.
Tips on how to earn Capital One miles
Some, however not all, Capital One credit cards earn Capital One miles. This is a listing of some at the moment obtainable shopper cards that earn transferable Capital One miles:
- Capital One Venture X Rewards Credit Card: Earn 10 miles per greenback on accommodations and rental vehicles booked via Capital One Journey, 5 miles per greenback on flights booked via Capital One Travel and a pair of miles per greenback on different purchases. Plus, you possibly can earn 75,000 bonus miles when you spend $4,000 on purchases throughout the first three months from account opening; $395 annual payment (see rates and fees).
- Capital One Venture Rewards Credit Card: Earn 5 miles per greenback on accommodations and rental vehicles booked via Capital One Journey and a pair of miles per greenback on different purchases. Plus, you possibly can earn 75,000 bonus miles when you spend $4,000 on purchases throughout the first three months from account opening; $95 annual payment (see rates and fees).
- Capital One VentureOne Rewards Credit Card: Earn 5 miles per greenback on accommodations and rental vehicles booked via Capital One Journey and 1.25 miles per greenback on different purchases. Plus, you possibly can earn 20,000 bonus miles when you spend $500 on purchases throughout the first three months from account opening; $0 annual payment (see rates and fees).
In case you’re on the lookout for a enterprise card, listed below are some choices that earn Capital One miles:
- Capital One Venture X Business: Earn 10 miles per greenback on accommodations and rental vehicles booked via Capital One Journey, 5 miles per greenback on flights booked via Capital One Journey and a pair of miles per greenback on different purchases. Plus, you possibly can earn 150,000 bonus miles whenever you spend $30,000 within the first three months; $395 annual payment (see rates and fees).
- Capital One Spark Miles for Business: Earn 5 miles per greenback on accommodations and rental vehicles booked via Capital One Journey and a pair of miles per greenback on different purchases. Plus, you possibly can earn a one-time bonus of fifty,000 miles when you spend $4,500 on purchases throughout the first three months of account opening; $0 introductory annual payment for the primary 12 months, then $95 after (see rates and fees).
- Capital One Spark Miles Select for Business: Earn 1.5 miles per greenback on purchases. Plus, you possibly can earn a one-time bonus of fifty,000 miles when you spend $4,500 on purchases throughout the first three months from account opening; $0 annual payment.
The data for the Capital One Spark Miles Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
You may want at the least one of many above playing cards to earn Capital One miles. However, upon getting a card that earns Capital One miles, you possibly can convert cash back from your other Capital One cards into miles. So, it may be price pairing one of many above playing cards with a few of our favourite Capital One cash-back playing cards, such because the Capital One SavorOne Cash Rewards Credit Card, for those who’re seeking to enhance your stash of Capital One miles.
Associated: Chase Sapphire Preferred vs. Capital One Venture Rewards: Which $95 card should you get?
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Capital One switch companions overview
As talked about above, Capital One has greater than 15 switch companions. This is every of the Capital One switch companions and the ratio at which you’ll be able to switch Capital One miles to every companion:
- Aeromexico Rewards: 1:1 switch ratio
- Air Canada Aeroplan: 1:1 switch ratio
- Air France-KLM Flying Blue: 1:1 switch ratio
- Accor Dwell Limitless: 2:1 switch ratio
- Avianca LifeMiles: 1:1 switch ratio
- British Airways Govt Membership: 1:1 switch ratio
- Cathay Pacific Asia Miles: 1:1 switch ratio
- Selection Privileges (solely U.S.-based accounts): 1:1 switch ratio
- Emirates Skywards: 1:1 switch ratio
- Etihad Airways Visitor: 1:1 switch ratio
- EVA Airways Infinity MileageLands: 4:3 switch ratio
- Finnair Plus: 1:1 switch ratio
- Qantas Frequent Flyer: 1:1 switch ratio
- Singapore Airways KrisFlyer: 1:1 switch ratio
- TAP Air Portugal Miles&Go: 1:1 switch ratio
- Turkish Airways Miles&Smiles: 1:1 switch ratio
- Virgin Pink: 1:1 switch ratio
- Wyndham Rewards: 1:1 switch ratio
Not all of those transfers will happen instantly. So, take a look at our information to Capital One transfer times to see how lengthy transfers to every companion often take.
Associated: Tips and tricks to get maximum value from your Capital One miles
Greatest Capital One switch companions
TPG’s valuations peg the worth of Capital One miles at 1.85 cents every. However the worth you may get out of your Capital One miles is dependent upon the way you redeem them. So, that will help you get a excessive worth out of your miles, we’ll talk about among the greatest Capital One switch companions on this part.
Air Canada Aeroplan
The Air Canada Aeroplan loyalty program noticed significant changes in 2020. Now, the Aeroplan award chart lists award ranges for Air Canada flights however has mounted charges for many companion awards.
Aeroplan doesn’t pass on carrier-imposed surcharges, which means you should use this system to e book Star Alliance award tickets with comparatively low taxes and costs. And primarily based on the Aeroplan stopover policy, you possibly can e book a stopover on a one-way award for simply 5,000 factors. However you may must pay a companion reserving payment of 39 Canadian {dollars} (about $29) per ticket for awards with partner-operated segments.
Aeroplan’s companion award chart can present wonderful worth on short-haul awards to Canada and worldwide premium-cabin awards. For instance, partner-operated flights of lower than 500 miles inside North America value 6,000 factors every method in financial system.
And, if you will discover award house, most transcontinental business-class flights operated by United Airways are 25,000 factors every method.
When touring from the continental U.S. to Europe on one in every of Air Canada’s companions (excluding Emirates, for which award costs comply with the Aeroplan award chart for Emirates and Flydubai flights), you may sometimes pay 35,000 or 40,000 factors for financial system, 60,000 or 70,000 factors for enterprise and 90,000 or 100,000 factors for firstclass. It’s because most transatlantic flights from the U.S. fall into the under-4,000-miles distance band or the 4,001-to-6,000-miles distance band.
Associated: The best ways to maximize Air Canada’s Aeroplan program
Avianca LifeMiles
Avianca LifeMiles is thought for providing low-cost redemption charges on Star Alliance companion flights and never passing on fuel surcharges on companion awards.
LifeMiles raised award costs to Asia in late 2022, however there are nonetheless many issues to like about this system. For instance, you possibly can redeem 87,000 LifeMiles for Lufthansa first class between Chicago and Frankfurt with $26.70 in taxes and costs.
Due to a beneficiant pricing construction for mixed-cabin awards, you may be capable to drop that value even additional. In case you’re flying in long-haul firstclass and connecting to a different vacation spot, it is nearly assured that your connection might be in a decrease class of service. Avianca refunds you the distinction, which means including a connection could make your flight cheaper. For instance, this is an award with the identical flight from Chicago to Frankfurt in Lufthansa firstclass and a brief financial system flight that will value you 83,820 LifeMiles plus $39.61.
Avianca LifeMiles can also be great for domestic travel on United. Most financial system awards throughout the U.S. value 13,500 LifeMiles or much less every method plus taxes and costs, however you possibly can e book loads of short-haul United routes for as few as 6,500 LifeMiles every method in financial system.
Associated: Using LifeMiles to book Aeromexico business-class award tickets
British Airways Govt Membership
There are a lot of the explanation why it is best to care about British Airways Avios. For instance, even after the latest British Airways devaluation, you possibly can nonetheless get vital worth whenever you e book short-haul American Airways and Alaska Airways award flights via British Airways.
There are additionally some ways to maximize the British Airways distance-based award chart. For instance, you possibly can e book off-peak business-class flights from select U.S. cities to Madrid for 34,000 Avios plus about $131 in taxes and costs one-way.
You can too transfer British Airways Avios to Qatar Airways Privilege Membership, Iberia Plus, Vueling Membership and Aer Lingus AerClub, most of which have candy spots you possibly can take pleasure in.
Associated: Which airlines can I book with Avios?
Turkish Airways Miles&Smiles
Turkish Airlines Miles&Smiles has lots to like about it. This system nonetheless makes use of award charts and gives an elusive however interesting candy spot: United-operated flights to Hawaii for just 7,500 miles one-way in economy.
Fuel surcharges could be problematic if you wish to fly choose Star Alliance carriers. However you will not be charged gasoline surcharges on United-operated flights, and gasoline surcharges are considerably cheap on Turkish-operated flights. You may generally get good worth when redeeming for Turkish-operated promotional award flights.
Associated: Turkish Airlines Miles&Smiles sweet spots you can use to maximize your transferable rewards
Virgin Pink
Virgin Pink is the loyalty program for the Virgin household of manufacturers. Amongst different issues, you should use Virgin factors to e book flights via the Virgin Atlantic Flying Club program and cruises with Virgin Voyages.
It is attainable to unlock unimaginable worth with Virgin Atlantic Flying Membership. For instance, you possibly can fly from the U.S. West Coast to Japan in All Nippon Airways business class for 45,000 factors one-way (plus taxes and costs), though you may must name to e book. And you may nonetheless get stable worth on some Delta Air Lines-operated awards with Virgin Atlantic Flying Club, resembling this flight from Seattle to Vancouver, British Columbia:
Associated: How to upgrade your next Virgin Atlantic flight with Virgin points
Mid-tier Capital One switch companions
A number of of Capital One’s switch companions fall into what we’ll name the mid-tier group. These packages can supply stable worth in the correct context, however it’s not at all a assure. Run the numbers on your bookings earlier than transferring Capital One miles to those packages.
Air France-KLM Flying Blue
Flying Blue, the loyalty program of Air France, KLM, Transavia, Aircalin, Kenya Airways and TAROM, makes use of dynamic award pricing. This dynamic pricing makes it tough to debate particular award pricing as costs fluctuate tremendously.
Nevertheless, there are a number of Flying Blue sweet spots. For instance, Flying Blue can be a good way to book Virgin Atlantic award tickets. And it is comparatively simple to use Flying Blue to fly from the U.S. to Europe in financial system for 20,000 miles one-way or much less.
Flying Blue additionally affords month-to-month Promo Rewards that allow you to e book choose award flights at a reduction.
Associated: Flying Blue stopovers: Extend your trip and book an additional flight at no extra cost
Accor Dwell Limitless
Lodge chain Accor makes use of a fixed-value redemption scheme in its Accor Live Limitless program. So, transferring miles from Capital One will at all times symbolize a stable — although not at all aspirational — worth. Accor Dwell Limitless lets you redeem 2,000 factors for 40 euros (about $44) off of a keep.
Given the two:1 switch ratio, you’d must switch 4,000 Capital One miles to get $44 off your keep. In the meantime, you can get $40 from the identical 4,000 Capital One miles for those who redeemed your miles for latest journey purchases utilizing Capital One’s fixed-rate redemption option. Whereas it is solely a $4 distinction, you may get a barely higher worth by transferring your miles to Accor if you wish to keep at an Accor property.
Cathay Pacific Asia Miles
As a result of Cathay Pacific Asia Miles makes use of distance-based award charts, this program could be costly if you wish to fly Cathay Pacific to or from the U.S. Nevertheless, though the Asia Miles changes in late 2023 precipitated many premium-cabin award charges to extend for Cathay Pacific flights, financial system charges dropped in some circumstances. For instance, now you can fly one-way in financial system from Los Angeles to Hong Kong for 27,000 Asia Miles plus 1,177 Hong Kong {dollars} (about $150) in taxes and costs.
Booking British Airways flights with Asia Miles could allow you to pay decrease carrier-imposed surcharges. The Asia Miles program can be helpful if you wish to check out Cathay Pacific first class, as Asia Miles generally has entry to extra Cathay Pacific award house than companion packages. Nevertheless, Cathay Pacific first-class award house between the U.S. and Hong Kong is extraordinarily tough to search out proper now.
Emirates Skywards
Emirates Skywards could be helpful if you wish to e book one of many service’s premium cabins. The award charges aren’t low-cost, particularly after a number of devaluations. However Emirates Skywards is one of the best ways to book Emirates first class.
Emirates Skywards additionally companions with a number of different airways, which means you too can redeem Emirates miles for flights on choose companion airways.
Singapore Airways KrisFlyer
A number of devaluations have marred Singapore KrisFlyer over the previous few years. In 2022, this system increased award prices by more than 10% (together with awards on KrisFlyer partners).
However, if you wish to e book Singapore Suites or firstclass, Singapore KrisFlyer is this system you may wish to use.
You may additionally usually discover good worth whenever you redeem KrisFlyer miles for Singapore Airlines’ Spontaneous Escapes.
Associated: You can convert Singapore KrisFlyer miles to Marriott points — but should you?
Qantas Frequent Flyer
Qantas Frequent Flyer makes use of distance-based charts, which means long-haul flights from the U.S. to Australia are often prohibitively costly. Nevertheless, you possibly can journey from the East Coast to Europe for about 20,300 factors. One instance is a nonstop American Airways flight from New York’s John F. Kennedy Worldwide Airport (JFK) to London’s Heathrow Airport (LHR) for underneath 21,000 factors.
Wyndham Rewards
TPG’s valuations solely peg Wyndham Rewards factors at 1.1 cents every. But it surely’s actually attainable to get extra worth when redeeming Wyndham factors. For instance, you possibly can redeem Wyndham points for home rentals at a flat 15,000 factors per bed room per evening.
Utilizing the three-tier Wyndham Rewards award chart for costly nights also can supply excessive worth. One instance is the BeHome by LuxUrban, a Travelodge by Wyndham on Eighth Avenue in New York Metropolis, the place you possibly can e book varied room sorts for 15,000 factors per evening.
In case you had paid money for the above evening, the speed would have been $324.80 per evening, together with taxes and costs. So, you’d get a redemption charge of two.16 cents per level for those who booked an award keep on this evening.
Associated: The best Wyndham hotels in the world
Capital One switch companions to keep away from
Between costly award charts, dangerous switch ratios, hidden charges and packages which might be tough to navigate, you may possible wish to keep away from among the Capital One switch companions. Nevertheless, simply because we do not often advocate transferring Capital One miles to those packages doesn’t suggest they have no redeeming qualities.
Aeromexico Rewards
Aeromexico Rewards makes use of dynamic pricing for many award flights, and the charges are sometimes excessive. For instance, this one-way award flight from Mexico Metropolis to Atlanta carries a large 2,285 Mexican pesos (about $135) in taxes and costs.
Nevertheless, this system does have at the least one brilliant spot: an around-the-world award ticket that allows you to cease in as much as 15 locations. You must name to e book, however the ticket prices 224,000 factors in financial system class and 352,000 in enterprise class.
Selection Privileges
There’s lots of worth to be discovered within the Choice Privileges program. For instance, you possibly can e book nights for 8,000 factors in Tokyo.
However, since TPG’s valuations peg the worth of Selection factors at 0.6 cents per level, transferring Capital One miles to Selection Privileges often will not make sense. As a substitute, take into account buying Choice points throughout a sale or signing up for a Choice Privileges credit card if you wish to earn Choice points.
Associated: Redeem Choice points for a Maldives resort, half-board hotels, suites and more
Etihad Visitor
Regardless of not being a member of any main alliances, Etihad Guest has many partners, together with American Airways and Air Canada.
Nevertheless, Etihad Guest removed its ample sweet spots in March 2023 when it launched a brand new standardized award chart. Sadly, Etihad and companion airline redemptions now usually require many extra miles than the quantity listed on the brand new award chart. Up to now, a note for the award chart states, “The miles displayed are indicative values.” As such, though you should still wish to value out award flights via Etihad Visitor, you possible will not like what you see sufficient to switch Capital One miles to Etihad Visitor.
Associated: Complete guide to Etihad Guest, now with simplified award charts and limited sweet spots
EVA Air Infinity MileageLands
Capital One already companions with two of the perfect Star Alliance packages for reserving awards — Avianca LifeMiles and Air Canada Aeroplan — so there’s hardly ever a cause to hassle with EVA. EVA’s award chart is often costlier, and this system is commonly tough to navigate.
Finnair Plus
Finnair’s award rates are often cause sufficient to keep away from this system. For instance, one-way Finnair-operated awards between Europe and Asia, North America, Doha or Dubai value 45,000 factors in financial system, 65,000 factors in premium financial system and 95,000 factors in enterprise class. However you possibly can generally get good worth whenever you use Finnair points to upgrade your flight.
Finnair will change Plus factors with Avios as its loyalty forex March 9. Finnair Plus points will convert to Avios at a 3:2 ratio, however award charges can even be recalculated with the identical 3:2 ratio. As such, this system’s worth possible will not change considerably.
Associated: The best websites for searching Oneworld award availability
TAP Air Portugal Miles&Go
TAP Miles&Go has award charts. For instance, this is the chart for one-way TAP-operated awards from North America in financial system:
However in follow, you may see different (usually larger) charges whenever you do an award search. For instance, this is the bottom fare for a one-way financial system award flight from New York to Lisbon on a randomly chosen date:
Throughout sales, you too can sometimes purchase TAP miles for underneath 1 cent per mile. So, even if you wish to e book an award flight utilizing TAP miles, transferring Capital One miles possible will not be the best choice for incomes TAP miles.
Associated: TAP Air Portugal launches new credit card for US travelers
Backside line
Some wonderful Capital One switch companions can nearly single-handedly carry the worth of Capital One miles.
Nevertheless, not each switch companion will present outsize worth, so keep in mind to check the money value of your ticket or lodge keep earlier than transferring Capital One miles. Generally, shopping for a paid ticket (or keep) after which redeeming Capital One miles at a fixed value to cowl your latest journey buy will yield extra worth.
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