
The newest mid-tier credit card on the market launched in choose Wells Fargo branches in early March. Now, the Wells Fargo Autograph Journey℠ Card (see rates and fees) is on the market on-line and nationwide at Wells Fargo branches with a worthwhile sign-up bonus.
The Autograph Journey, the mid-tier model of the no-annual-fee Wells Fargo Autograph℠ Card (see rates and fees), comes with a $50 annual assertion credit score after a minimal $50 airline buy and worthwhile earnings charges on travel and dining. It has a $95 annual price.
This is a take a look at the welcome provide on the brand new Wells Fargo Autograph Journey Card.
Wells Fargo Autograph Journey Card
Present welcome bonus: Earn 60,000 bonus rewards factors after spending $4,000 within the first three months. Factors could be redeemed with Wells Fargo Rewards at a price of 1 cent every, making this bonus price $600.
Nonetheless, you may get outsize worth out of your factors by transferring them to journey companions. With Wells Fargo factors valued by TPG at 1.6 cents every, this bonus worth will increase to $960.
Annual price: $95
Incomes charge: Earn 5 factors per greenback spent at motels, 4 factors per greenback spent on airline purchases, 3 factors per greenback spent on different journey and restaurant purchases, and 1 level per greenback spent on different purchases.
Why we prefer it: Together with its worthwhile earnings charges, the Autograph Journey comes alongside the upcoming launch of Wells Fargo’s first-ever switch companions, a program it is billing as “Factors Switch.”
You’ll be able to switch your factors to 5 airline packages — Air France-KLM Flying Blue, Avianca LifeMiles, British Airways Executive Club, Aer Lingus AerClub and Iberia Plus (the latter three all incomes Avios). You can too switch to at least one lodge program, Choice Privileges.
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On prime of redeeming rewards for journey, assertion credit or reward playing cards at wellsfargo.com/rewards, you will take pleasure in perks like a secondary auto rental collision damage waiver, journey and emergency companies help, roadside dispatch and complimentary entry to your FICO credit score. You may additionally get cellphone protection towards harm or theft if you pay your month-to-month invoice with the Autograph Journey (topic to a $25 deductible per declare).
Lastly, the cardboard’s $50 annual assertion credit score for airline purchases ($50 minimal buy required) successfully cuts the $95 annual price by greater than half, making this card properly well worth the whereas in the event you can reap the benefits of its welcome provide, earnings charges and switch companions.
Software guidelines and restrictions
Earlier than you decide to making use of for this provide, you will need to confirm your eligibility for the Autograph Journey. This is the official language on most Wells Fargo bank card purposes:
Chances are you’ll not qualify for an extra Wells Fargo bank card if in case you have opened a Wells Fargo bank card within the final 6 months. We may restrict the whole variety of open Wells Fargo bank card accounts you’ve gotten.
Associated: The ultimate guide to credit card application restrictions
Backside line
The Wells Fargo Autograph Journey has worthwhile earnings charges and a strong welcome provide to go alongside the launch of its first-ever switch companions.
In order for you a easy, cheap journey rewards bank card with factors that might turn into much more worthwhile as its switch associate community grows, it may very well be a card that is sensible for you.
This card competes with different well-liked mid-tier journey rewards bank cards just like the Chase Sapphire Preferred® Card and the Capital One Venture Rewards Credit Card, so you will need to examine your choices to choose the best card for you.
Apply right here: Wells Fargo Autograph Journey
For charges and charges of the Autograph card, click on here.
For charges and charges of the Autograph Journey card, click on here.
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