Chase Ultimate Rewards factors are certainly one of my favourite transferable rewards currencies as a result of sheer variety of high-value airline and hotel loyalty programs these factors let me entry. I usually transfer Chase points to Hyatt, however you may also switch Chase Final Rewards factors to many different companions, together with United MileagePlus.
This is tips on how to switch Chase factors to United Airways and different issues it is best to know earlier than transferring your Final Rewards factors.
Tips on how to switch Chase factors to United
Earlier than studying tips on how to switch Chase factors to United, ensure you have a MileagePlus account. When you do not, head to United’s website, click on “Be part of now” and create an account.
To switch Chase factors to United, head to the Ultimate Rewards website, log into your account and choose your Final Rewards incomes card (when you’ve got a number of). You need to land on a dashboard web page for the cardboard account you chose. For instance, here is the dashboard for my Chase Sapphire Preferred® Card.
Click on on the “Journey” dropdown on the prime of your dashboard, after which choose “Switch factors to companions.”
You will go to a web page exhibiting all of the Chase switch companions. Scroll down, after which click on on the United row. Doing so will take you to an data web page about transferring Chase factors to United.
If you wish to proceed, click on “Switch factors” to achieve a web page the place you may enter your United MileagePlus data (if you have not already enrolled your account with Chase Final Rewards). Within the instance beneath, I might switch Chase factors to my United MileagePlus account.
When you’ve got an eligible licensed consumer in your account, you can switch to them. For instance, I’ve already enrolled United MileagePlus accounts for my husband and myself for my Ink Business Preferred® Credit Card‘s Final Rewards account, so I may switch Chase factors to both of our United accounts.
On the subsequent web page, enter the quantity of Chase factors you’d wish to switch to United. You will need to switch no less than 1,000 factors and may solely switch in increments of 1,000 factors.
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Click on “Subsequent” to achieve a abstract web page earlier than clicking “Submit” to substantiate your switch request.
The switch from Chase to United will often happen instantaneously however may take as much as seven enterprise days.
Associated: How to redeem Chase Ultimate Rewards points for maximum value
Chase to United switch ratio
The Chase to United switch ratio is 1:1. You will need to switch Chase factors in increments of 1,000 factors, which implies you may convert 1,000 Chase factors into 1,000 United miles. You may often discover a transfer bonus that reinforces the Chase to United switch ratio, however these are uncommon.
Primarily based on TPG’s valuations, Chase factors are price 2.05 cents every, and United miles are price 1.32 cents every. You will lose theoretical worth whenever you switch Chase factors since transferable points are inherently more valuable. However, as we’ll focus on within the subsequent part, this doesn’t suggest you should not switch Chase factors to United.
Associated: Best Chase credit cards
Ought to I switch Chase factors to United?
As you learn this information, you may ask your self whether or not it is best to switch Chase factors to United. This query has loads of complexity, so I can not let you know whether or not it is best to switch Chase factors to United with out understanding your particular state of affairs.
Nevertheless, United MileagePlus is not probably the most priceless Chase transfer partner based mostly on our valuations. For instance, whereas our valuations peg the worth of United miles at 1.32 cents every, we worth another Chase switch companions greater; this contains World of Hyatt at 1.7 cents every, in addition to British Airways Avios, Air Canada Aeroplan and Virgin Atlantic Flying Club at 1.5 cents every.
So, chances are you’ll wish to reserve your Chase Final Rewards factors for transfers to those higher-value companions — particularly if you have not accrued a large stash of Chase factors. However, you may get a lot greater worth from United miles on some redemptions. Try our information on redeeming United miles to get began, then learn our information about maximizing United MileagePlus redemptions for extra recommendations on getting probably the most worth out of your United miles.
Even in case you’re solely getting 1.32 cents per level when transferring Chase factors to United, that is greater than the 1.25 cents per level you may get when redeeming factors for journey by way of the Chase Travel℠ portal with the Chase Sapphire Preferred® Card or the Ink Business Preferred® Credit Card. So, when you’ve got loads of Chase factors or do not wish to ebook awards with higher-value switch companions, transferring Chase factors to United could be best for you.
Nevertheless, when you’ve got the Chase Sapphire Reserve®, you may get 1.5 cents per level when redeeming by way of the Chase Journey portal. Due to this, Chase Sapphire Reserve cardholders ought to guarantee they’re going to get no less than 1.5 cents per mile on their United award earlier than transferring Chase factors to United.
Associated: Flights, credit cards and more: How to earn miles with the United MileagePlus program
Tips on how to earn Chase factors
If you wish to switch Chase factors to United, you may additionally be inquisitive about how one can earn extra Chase factors. This is an inventory of some main playing cards that take part within the Chase Final Rewards program and are at the moment accepting purposes:
A few of these playing cards earn cash-back rewards as an alternative of factors, however you may mix rewards from all of your Final Rewards playing cards right into a single account. If the account you employ to gather all of your rewards is your Sapphire Reserve, Sapphire Most well-liked or Ink Enterprise Most well-liked account, you may have a stash of factors you may switch to Chase switch companions.
Associated: How (and why) to combine your Chase Ultimate Rewards points into a single account
Backside line
Now you know the way to switch Chase factors to United.
It may be daunting the primary time you go to switch Chase factors. Nevertheless, when you determine to switch Chase factors to United and discover an award flight you wish to ebook, observe the steps above to switch the variety of factors it’s worthwhile to ebook your award flight.
Keep in mind, you will need to switch in increments of 1,000 factors, so chances are you’ll have to switch barely extra factors than it’s worthwhile to ebook your flight.
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