Final probability for Southwest bank card sign-up gives

In the event you’re a Southwest loyalist, now’s the time so that you can earn some simple bonus factors.

All three private Southwest bank cards have elevated welcome bonuses which are ending quickly — 75,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. These gives finish Dec. 11.

Plus, there’s a chance to earn as much as 80,000 factors with a Southwest enterprise card.

Now can also be a good time to start working toward a Companion Pass for 2024 and 2025. In brief, in case you apply for one private and one enterprise card and wait to finish the minimal spending necessities till the brand new yr, you may obtain a Companion Go for the rest of 2024 and all of 2025. Learn on for extra particulars.

Whereas not one of the private gives are best-ever, they meet our criteria for a good time to apply.

Let’s check out the present sign-up bonuses on the Southwest Airways bank cards.

Southwest private playing cards

THE POINTS GUY

Southwest Fast Rewards Plus Credit score Card

For extra particulars, take a look at our full review of the Southwest Rapid Rewards Plus card.

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Official utility hyperlink: Southwest Rapid Rewards Plus Credit Card


Southwest Fast Rewards Premier Credit score Card

  • Best for: Common Southwest flyers
  • Annual payment: $99
  • Signal-up bonus: 75,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. Provide ends Dec. 11
  • Incomes charges: 3 factors per greenback on Southwest flights, 2 factors per greenback on native transit and commuting purchases (together with ride-hailing companies), 2 factors per greenback on web, cable, telephone companies and choose streaming service purchases, 2 factors per greenback on Fast Rewards resort and automotive rental companions and 1 level per greenback on every thing else
  • Main perks: Two EarlyBird check-ins each card anniversary, 6,000-point anniversary bonus, Limitless TQP incomes: 1,500 for every $10,000 spent (each $5,000 spent from Jan. 1) and no overseas transaction charges

For extra particulars, take a look at our full review of the Southwest Rapid Rewards Premier card.


Official utility hyperlink: Southwest Rapid Rewards Premier Credit Card


Southwest Fast Rewards Precedence Credit score Card

  • Finest for: Southwest loyalists who can reap the benefits of day-of-travel perks
  • Annual payment: $149
  • Signal-up bonus: 75,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. Provide ends Dec. 11
  • Incomes charges: 3 factors per greenback on Southwest flights, 2 factors per greenback on native transit and commuting purchases, together with ride-hailing companies, 2 factors per greenback on web, cable, telephone companies and choose streaming service purchases, 2 factors per greenback on Fast Rewards resort and automotive rental companions and 1 level per greenback on every thing else
  • Main perks: Limitless TQP incomes: 1,500 for every $10,000 spent (every $5,000 spent from Jan. 1), $75 annual Southwest credit score, 7,500-point anniversary bonus and no overseas transaction charges

For extra particulars, take a look at our full review of the Southwest Rapid Rewards Priority card.


Official utility hyperlink: Southwest Rapid Rewards Priority Credit Card


Southwest enterprise playing cards

If you have already got a private Southwest card — or are on the lookout for options to those welcome gives — remember that the airline fields two cobranded business credit cards. Listed below are the main points on these.

ZACH GRIFF/THE POINTS GUY

Southwest Fast Rewards Premier Enterprise Credit score Card

  • Finest for: Enterprise house owners who fly Southwest recurrently
  • Annual payment: $99
  • Signal-up bonus: 60,000 factors after you spend $3,000 on purchases within the first three months from account opening
  • Incomes charges: 3 factors per greenback on Southwest flights, 2 factors per greenback on native transit and commuting purchases (together with ride-share companies), 2 factors per greenback on Fast Rewards resort and automotive rental companions and 1 level per greenback on every thing else
  • Main perks: Two EarlyBird check-ins each card anniversary, earn tier-qualifying factors towards A-Checklist elite standing, $500 payment credit score for Fast Rewards factors transfers to a different Fast Rewards member, 6,000-point anniversary bonus, and no overseas transaction charges

For extra particulars, take a look at our full review of the Southwest Rapid Rewards Premier Business card.


Official utility hyperlink: Southwest Rapid Rewards Premier Business Credit Card


Southwest Fast Rewards Efficiency Enterprise Credit score Card

  • Finest for: Enterprise house owners who’re loyal Southwest flyers
  • Annual payment: $199
  • Signal-up bonus: 80,000 factors after you spend $5,000 on purchases within the first three months from account opening
  • Incomes price: 4 factors per greenback on Southwest flights, 2 factors per greenback on native transit and commuting purchases (together with ride-share companies), 3 factors per greenback on Fast Rewards resort and automotive rental companions, 2 factors per greenback on social media and paid search promoting, web, cable and telephone companies, 1 level per greenback on every thing else
  • Main perk(s): 4 upgraded boardings per yr, earn tier-qualifying factors towards A-Checklist elite standing, $500 payment credit score for Fast Rewards factors transfers to a different Fast Rewards member, 9,000-point anniversary bonus, up-to-$100 Global Entry/TSA PreCheck credit score, as much as 365 inflight Wi-Fi credit per yr and no overseas transaction charges

For extra particulars, take a look at our full review of the Southwest Rapid Rewards Performance Business card.


Official utility hyperlink: Southwest Rapid Rewards Performance Business Credit Card


Do you have to apply for a Southwest bank card now?

Southwest has many followers who love the airline’s character and the truth that all passengers get two free checked baggage. The service’s Rapid Rewards program can also be well-liked because of its simplicity. The variety of Southwest Rapid Rewards points required to guide a flight is immediately tied to the flight’s present fare, and also you usually get good offers if you already know when and the place to search for redemptions.

Moreover, due to Southwest’s coverage of no cancellation or change fees on its flights, you may re-price a Southwest flight in case you guide a visit after which discover the identical itinerary at a lower cost earlier than departure. As well as, Southwest factors never expire, so that you need not fear about incomes factors after which not getting an opportunity to make use of them.

JAMES D. MORGAN/GETTY IMAGES

Nevertheless, you will get much more worth out of your Southwest factors in case you can earn a Companion Pass. This perk means that you can convey alongside a delegated journey companion on your entire Southwest flights — each paid and award tickets (however you should pay taxes and costs).

To get a Companion Go, you should earn 135,000 qualifying factors or take 100 qualifying, one-way flights in a calendar yr. However bank card welcome bonuses and factors earned from card spending depend towards qualification, so the present gives on these playing cards can jumpstart you towards incomes your Companion Go.

You may obtain almost two years of buy-one-get-one flights by opening a private and enterprise Southwest bank card and timing your spending to earn the bonuses close to the start of any given yr. That is as a result of the usual Companion Go is legitimate for the yr it is earned and all the following yr.

Earlier this yr, the points required to earn the Companion Pass jumped from 125,000 to 135,000. Nevertheless, Southwest cardholders get a ten,000-point increase at first of the yr (for current cardholders) or inside 30 days of opening an account (for brand spanking new members).

Learn extra: 13 lessons from 13 years’ worth of Southwest Companion Passes

Backside line

In the event you’re on the lookout for a private card, you may select from three Southwest playing cards to spice up your financial savings in your subsequent huge journey.

Or, in case you’re out there for a enterprise card, you may stand up to 80,000 bonus factors on one of many present welcome gives. It is a good time to be a Southwest fan.


Official utility hyperlink: Southwest Rapid Rewards Plus Credit Card
Official utility hyperlink: Southwest Rapid Rewards Premier Credit Card
Official utility hyperlink: Southwest Rapid Rewards Priority Credit Card
Official utility hyperlink: Southwest Rapid Rewards Premier Business Credit Card
Official utility hyperlink: Southwest Rapid Rewards Performance Business Credit Card


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